ADU Rules & Zoning in St. Augustine, Florida (2026)

Updated with 2026 Florida SB-48 Codes

What ADU can you build in your St. Augustine backyard?

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ADU Rules in St. Augustine, Florida

We've researched St. Augustine's ADU rules so you don't have to. Here's what matters most — the facts that determine whether your project is possible, and how much it will cost.

  • Maximum ADU size is 1,000 sq ft under Florida SB-48
  • Historic district (Old Town) requires HARB review — plan for 4–12 additional weeks and an architect experienced in historic preservation
  • No owner-occupancy requirement — strong STR market driven by 5+ million annual visitors to America's oldest city
  • St. Augustine Beach is a separate city with its own rules — confirm your exact jurisdiction
  • Anastasia Island parcels may be in FEMA AE flood zones — elevation requirements add cost and time
  • Strong year-round tourism creates one of Florida's most reliable STR markets; LTR $1,300–$2,400/month; STR $120–$320/night

Last verified: 2026-04-02

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A modern backyard cottage — the kind of ADU homeowners are building across St. Augustine, Florida

Backyard ADUs like this are being built across St. Augustine — here's how to do it right.

Here's exactly what St. Augustine zoning allows

St. Augustine ADU rules under Florida SB-48. America's oldest city with active historic preservation overlay. Historic district properties require HARB review. St. Johns County connector active.

Zoning allowance

ADUs permitted on eligible single-family parcels under Florida SB-48 (2026). Properties within St. Augustine's National Historic Landmark District require design review by the Historic Architectural Review Board (HARB) before permits are issued.

Size limits

Up to 1,000 sq ft under SB-48. Local zoning in some districts sets lower caps. Historic district ADUs may face additional size constraints to maintain architectural compatibility.

Lot + setbacks

Typical setbacks: 5ft side, 10ft rear in standard residential zones. Historic district setbacks vary by block — verify with St. Augustine Planning. Many older lots are irregular in shape.

Height + coverage

Maximum 25–35ft in residential zones. Historic district properties: height and massing must be compatible with adjacent contributing structures.

Parking

One parking space required for ADU. Historic district properties often have limited driveway access — confirm parking compliance before design.

Rental / occupancy

Owner-occupancy not required under Florida SB-48. STR widely practiced; St. Augustine city requires STR license and St. Johns County collects 6% Tourist Development Tax.

Permit process

St. Augustine Building Department for city parcels. Historic district parcels also require HARB Certificate of Appropriateness before building permit can be issued. St. Johns County Building for unincorporated county parcels.

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Building limits and rental rules, side by side

These two sets of rules determine what you can build and what income you can expect. Read both before you commit to a design or a rental strategy.

Building Limits

  • Max Size:1,000 sq ft
  • Setbacks:5ft side / 10ft rear
  • Detached Allowed?Yes
  • Max Height:35 ft
  • Build Cost Est.:$100,000–$210,000

Rental Rules

No Owner-Occupancy Requirement: Both units can be rented to tenants simultaneously.

Short-Term Rentals: Not prohibited at the city level. State DBPR license required.

Estimated Monthly Income

$1,300–$2,400/month

Based on 2025–2026 St. Augustine market data

Florida SB-48 (2026 update): Under Florida's statewide ADU law, most single-family homeowners have the right to build an ADU by-right. Local municipalities cannot impose size limits below 1,000 sq ft or require owner-occupancy as a condition of building. If you believe a local denial violates SB-48, consult a Florida land-use attorney.

ADUs are NOT Permitted In:

  • Properties within the National Historic Landmark District — ADUs permitted but require HARB Certificate of Appropriateness
  • St. Augustine Beach (separate municipality) — has its own ADU rules; verify independently
  • Commercial zones in downtown core (King Street, St. George Street) — not eligible for new residential ADUs
  • FEMA Zone VE coastal properties on Anastasia Island facing the Atlantic — highly restrictive

Here's exactly what you'll pay — and how to avoid the fees that catch most homeowners off guard

Most homeowners spend 3–4 weeks piecing this together on their own. We've mapped the full St. Augustine permit process step by step — so you know exactly what's coming, and what to prepare.

1

Step 1: Pre-Application Zoning Check

Where:
St. Augustine Planning and Building Department, 75 King Street, St. Augustine, FL 32084
Contact:
(904) 825-1065
What to bring:
Property address and parcel ID, preliminary site sketch, lot survey
Timeline:
No appointment fee — call ahead to confirm office hours
Cost:
No fee for initial inquiry
2

Step 2: Submit Permit Application

Where:
https://www.citystaug.com/government/departments-offices/building/building-permits
Contact:
(904) 825-1065
What to bring:
Architectural plans, site plan, boundary survey, energy compliance docs
Timeline:
Standard residential zones: 4–7 weeks
Cost:
$7,300–$17,000 in permits and fees (excluding construction); add HARB costs for historic district
3

Step 3: Plan Review & Revisions

Where:
St. Augustine Planning and Building Department
Contact:
(904) 825-1065
What to bring:
Responses to any correction letters; revised drawings if required
Timeline:
Standard residential zones: 4–7 weeks. Historic district: add 4–12 weeks for HARB review. Anastasia Island flood zone: add 2–4 weeks for elevation review.
Cost:
No additional fee for standard resubmittal
4

Step 4: Construction & Inspections

Where:
St. Augustine Building Department
Contact:
(904) 825-1065
What to bring:
Approved permit set must be on-site at all times during construction
Timeline:
Schedule inspections as each phase of work is completed
Cost:
Included in permit fee

Full St. Augustine Permit Cost Breakdown

These are the fees you'll encounter, in the order you'll typically encounter them.

Cost ItemAmount / Notes
Total Estimated Cost$7,300–$17,000 in permits and fees (excluding construction); add HARB costs for historic district
Building Permit Fee$1,500–$3,500
harb review fee$200–$600 (historic district only)
Impact Fees$4,000–$9,000
Plan Review Fee$400–$900
Utility Connection Fees$1,200–$3,000
Permit Timeline: Standard residential zones: 4–7 weeks. Historic district: add 4–12 weeks for HARB review. Anastasia Island flood zone: add 2–4 weeks for elevation review.

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Key ADU Restrictions in St. Augustine

These are the rules that most often catch homeowners by surprise. Read them carefully before engaging an architect.

  • National Historic Landmark District (Old Town) requires HARB Certificate of Appropriateness — adds 4–12 weeks to the permit timeline and requires architectural compatibility review
  • Many St. Augustine lots are irregular or unusually shaped due to the city's 450-year-old colonial street grid — a site survey is essential before design
  • Anastasia Island parcels are subject to flood zone requirements and CCCL restrictions for ocean-facing lots

Common Mistakes to Avoid in St. Augustine

  • HARB review is not a rubber stamp — the board can require design modifications or deny a Certificate of Appropriateness if the proposed ADU is not architecturally compatible with the historic context
  • Many downtown St. Augustine properties are in high water table zones — slab-on-grade construction may require special foundations even outside FEMA flood zones
  • St. Augustine Beach is a separate municipality from St. Augustine — it has its own building department and ADU regulations; confirm your jurisdiction

Eligible Zones in St. Augustine

ADUs are permitted by-right in these zoning districts. Verify your parcel at the county GIS portal — most homeowners can confirm their zone in under 5 minutes.

RS-1RS-2RS-3RS-4RS-5R-1R-2PUD
Aerial view of a Florida residential neighborhood — properties where homeowners are adding ADUs

St. Augustine neighborhoods where ADU permits are being filed — is your street next?

St. Augustine ADU — Frequently Asked Questions

These are the questions we hear most often from St. Augustine homeowners. If yours isn't here, our ADU Zoning Experts can answer it directly.

Does the historic district mean I can't build an ADU in St. Augustine?

No — ADUs are permitted in historic district neighborhoods, but the Historic Architectural Review Board (HARB) must issue a Certificate of Appropriateness before you can pull a building permit. HARB reviews design compatibility, materials, massing, and visibility from the public right-of-way. ADUs sited in rear yards with appropriate materials and compatible design typically receive approval. Work with an architect who has prior HARB experience to avoid costly redesigns.

Why is St. Augustine such a strong STR market for ADU income?

St. Augustine draws 5–7 million annual visitors as America's oldest city. Year-round tourism is driven by history (Castillo de San Marcos, Flagler College, St. George Street), the beaches of Anastasia Island, and events including Nights of Lights (November–January). Weekly STR rates for a well-appointed ADU near Old Town run $800–$2,000+. Even suburban locations a mile from downtown see strong occupancy from overflow tourism demand.

What is the difference between St. Augustine, St. Augustine Beach, and St. Johns County?

These are three separate jurisdictions. The City of St. Augustine covers the historic core and most inland neighborhoods. St. Augustine Beach is a separate incorporated city on Anastasia Island with its own building department and ADU rules. St. Johns County covers unincorporated areas (including much of Anastasia Island and all areas east and west of the city limits). Use the St. Johns County Property Appraiser website to identify your jurisdiction before contacting the wrong department.

Are there flood zone issues for St. Augustine ADUs?

Yes — St. Augustine has significant flood risk, particularly in the downtown core (King Street area), Anastasia Island, and low-lying areas near the Matanzas River. A 2016 flood event caused widespread damage in areas that had never flooded before. Get an elevation certificate before designing your ADU. FEMA AE zone properties must meet Base Flood Elevation requirements. Anastasia Island ocean-facing lots may be in Zone VE, which is highly restrictive for new construction.

Find out what ADU you can build in your backyard

— and get a free St. Augustine ADU guide for your area.

Free report · No commitment · 60 seconds

Find out what ADU you can build in your backyard

— and get a free St. Augustine ADU guide for your area.

Free report · No commitment · 60 seconds

St. Augustine Planning Department

We recommend calling St. Augustine Planning and Building Department at (904) 825-1065 before submitting anything — a 10-minute conversation can save weeks of back-and-forth on your permit application.

St. Augustine Planning and Building Department

75 King Street, St. Augustine, FL 32084

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Serving homeowners in 32084, 32086, 32080 and surrounding St. Augustine zip codes.

This page provides general information based on current ordinances and publicly available data as of April 2026. Zoning rules change — verify all requirements with your local planning department before making financial commitments.