ADU Rules & Zoning in Clermont, Florida (2026)

Updated with 2026 Florida SB-48 Codes

What ADU can you build in your Clermont backyard?

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ADU Rules in Clermont, Florida

We've researched Clermont's ADU rules so you don't have to. Here's what matters most — the facts that determine whether your project is possible, and how much it will cost.

  • One of Florida's fastest-growing cities — strong demand fundamentals for both LTR and STR
  • Maximum ADU size is 1,000 sq ft under Florida SB-48
  • HOA restrictions are the primary obstacle — check CC&Rs before any planning; newer PUD communities often prohibit ADUs
  • Lake County has high impact fees ($5,000–$12,000) — budget accordingly
  • 25 miles from Walt Disney World creates year-round STR demand overflow from the Orlando tourism market
  • LTR income $1,200–$1,900/month; STR $90–$220/night given proximity to theme parks

Last verified: 2026-04-02

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A modern backyard cottage — the kind of ADU homeowners are building across Clermont, Florida

Backyard ADUs like this are being built across Clermont — here's how to do it right.

Here's exactly what Clermont zoning allows

Clermont ADU rules under Florida SB-48. One of Florida's fastest-growing cities — 25 miles from Disney World on the edge of the Orlando metro. Chain of Lakes geography and strong new development. Lake County connector active.

Zoning allowance

ADUs permitted on eligible single-family parcels under Florida SB-48 (2026). Clermont is an incorporated city that has been rapidly annexing surrounding Lake County land — confirm whether your parcel is in city limits or unincorporated Lake County.

Size limits

Up to 1,000 sq ft under SB-48. Clermont and Lake County generally follow the statewide baseline.

Lot + setbacks

Typical setbacks: 5–7ft side, 10ft rear in R-1/R-2 zones. Newer PUD communities may have HOA-imposed setbacks stricter than zoning minimums.

Height + coverage

Maximum 30–35ft in residential zones.

Parking

One additional parking space required for detached ADU. PUD communities may have stricter requirements.

Rental / occupancy

Owner-occupancy not required under Florida SB-48. STR market active near Disney (30 minutes); Clermont is in the Orlando STR zone of influence.

Permit process

City of Clermont Building Division for city-annexed parcels. Lake County Building Services for unincorporated county parcels. Verify jurisdiction before submitting — Clermont has actively annexed land in recent years.

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Building limits and rental rules, side by side

These two sets of rules determine what you can build and what income you can expect. Read both before you commit to a design or a rental strategy.

Building Limits

  • Max Size:1,000 sq ft
  • Setbacks:6ft side / 10ft rear
  • Detached Allowed?Yes
  • Max Height:35 ft
  • Build Cost Est.:$105,000–$205,000

Rental Rules

No Owner-Occupancy Requirement: Both units can be rented to tenants simultaneously.

Short-Term Rentals: Not prohibited at the city level. State DBPR license required.

Estimated Monthly Income

$1,200–$1,900/month

Based on 2025–2026 Clermont market data

Florida SB-48 (2026 update): Under Florida's statewide ADU law, most single-family homeowners have the right to build an ADU by-right. Local municipalities cannot impose size limits below 1,000 sq ft or require owner-occupancy as a condition of building. If you believe a local denial violates SB-48, consult a Florida land-use attorney.

ADUs are NOT Permitted In:

  • Master-planned HOA communities where CC&Rs prohibit ADUs — very common in Clermont (Kings Ridge, South Lake developments)
  • Commercial zones along US-27 and SR-50 — not eligible for residential ADUs
  • Wetland and lake buffer areas — Lake County has strict buffer requirements along Chain of Lakes shorelines

Here's exactly what you'll pay — and how to avoid the fees that catch most homeowners off guard

Most homeowners spend 3–4 weeks piecing this together on their own. We've mapped the full Clermont permit process step by step — so you know exactly what's coming, and what to prepare.

1

Step 1: Pre-Application Zoning Check

Where:
City of Clermont Planning and Zoning, 685 W. Montrose Street, Clermont, FL 34711
Contact:
(352) 394-4083
What to bring:
Property address and parcel ID, preliminary site sketch, lot survey
Timeline:
No appointment fee — call ahead to confirm office hours
Cost:
No fee for initial inquiry
2

Step 2: Submit Permit Application

Where:
https://www.clermont.org/178/Building-Division
Contact:
(352) 394-4083
What to bring:
Architectural plans, site plan, boundary survey, energy compliance docs
Timeline:
4–7 weeks plan review; 6–10 weeks total
Cost:
$8,400–$19,600 in permits and fees (excluding construction)
3

Step 3: Plan Review & Revisions

Where:
City of Clermont Planning and Zoning
Contact:
(352) 394-4083
What to bring:
Responses to any correction letters; revised drawings if required
Timeline:
4–7 weeks plan review; 6–10 weeks total
Cost:
No additional fee for standard resubmittal
4

Step 4: Construction & Inspections

Where:
Clermont Building Department
Contact:
(352) 394-4083
What to bring:
Approved permit set must be on-site at all times during construction
Timeline:
Schedule inspections as each phase of work is completed
Cost:
Included in permit fee

Full Clermont Permit Cost Breakdown

These are the fees you'll encounter, in the order you'll typically encounter them.

Cost ItemAmount / Notes
Total Estimated Cost$8,400–$19,600 in permits and fees (excluding construction)
Building Permit Fee$1,500–$3,200
Impact Fees$5,000–$12,000
Plan Review Fee$400–$900
Utility Connection Fees$1,500–$3,500
Permit Timeline: 4–7 weeks plan review; 6–10 weeks total

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Key ADU Restrictions in Clermont

These are the rules that most often catch homeowners by surprise. Read them carefully before engaging an architect.

  • HOA covenants in newer master-planned communities (Kings Ridge, Greater Groves, Palms at Clermont) frequently prohibit detached ADUs — always check CC&Rs before planning; HOA rules override zoning
  • Lake County has some of Florida's highest impact fees for residential construction — budget $5,000–$12,000 in addition to permit fees
  • Rapid city annexation means parcel jurisdictions change — what was county-regulated last year may now be city-regulated; confirm with the Lake County Property Appraiser

Common Mistakes to Avoid in Clermont

  • Clermont sits in the Disney STR shadow market — many investors target this area for vacation rentals; confirm that your specific zone allows STR before purchasing for that purpose
  • The Chain of Lakes creates significant topographic variation — some lots have steep slopes (Clermont is one of Central Florida's hilliest cities); slope and drainage issues can affect ADU siting and cost
  • Septic systems are common in older and rural Lake County areas — adding an ADU may require upgrading or replacing the existing septic system, which can cost $8,000–$25,000

Eligible Zones in Clermont

ADUs are permitted by-right in these zoning districts. Verify your parcel at the county GIS portal — most homeowners can confirm their zone in under 5 minutes.

R-1R-1AR-2RSFPUD
Aerial view of a Florida residential neighborhood — properties where homeowners are adding ADUs

Clermont neighborhoods where ADU permits are being filed — is your street next?

Clermont ADU — Frequently Asked Questions

These are the questions we hear most often from Clermont homeowners. If yours isn't here, our ADU Zoning Experts can answer it directly.

Is Clermont good for STR income given its proximity to Disney?

Clermont is in the outer ring of the Orlando STR market. At 25–35 minutes from Walt Disney World (depending on traffic), it's further than Kissimmee or the I-4 corridor but still attracts budget-conscious families who need less expensive accommodation. ADU STR rates in Clermont run $90–$220/night in peak season (summer, Christmas week). More importantly, Clermont's year-round resident and employment base supports strong long-term rental demand independent of tourism — making it a more resilient ADU investment than pure tourism markets.

What should I know about impact fees in Lake County?

Lake County collects transportation, school, parks, and fire/rescue impact fees on new residential construction including ADUs. Total fees for a 1,000 sq ft ADU in Clermont can reach $8,000–$12,000 — among the higher impact fee burdens in Central Florida. These fees are paid at permit issuance. Budget for this cost up front; it is separate from the building permit fee and construction costs.

Find out what ADU you can build in your backyard

— and get a free Clermont ADU guide for your area.

Free report · No commitment · 60 seconds

Find out what ADU you can build in your backyard

— and get a free Clermont ADU guide for your area.

Free report · No commitment · 60 seconds

Clermont Planning Department

We recommend calling City of Clermont Planning and Zoning at (352) 394-4083 before submitting anything — a 10-minute conversation can save weeks of back-and-forth on your permit application.

City of Clermont Planning and Zoning

685 W. Montrose Street, Clermont, FL 34711

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Serving homeowners in 34711, 34714, 34715 and surrounding Clermont zip codes.

This page provides general information based on current ordinances and publicly available data as of April 2026. Zoning rules change — verify all requirements with your local planning department before making financial commitments.