ADU Rules & Zoning in Destin, Florida (2026)

Updated with 2026 Florida SB-48 Codes

What ADU can you build in your Destin backyard?

Instant zoning report — see exactly what your zoning allows: permitted ADU types, size limits, setbacks, and lot requirements for your specific property.

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Find out what ADU you can build in your backyard

— and get a free Destin ADU guide for your area.

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A modern backyard cottage — the kind of ADU homeowners are building across Destin, Florida

Backyard ADUs like this are being built across Destin — here's how to do it right.

Enter your address above for a parcel-specific zoning check. We'll confirm your eligibility and the exact rules that apply to your property.

Find out what ADU you can build in your backyard

— and get a free Destin ADU guide for your area.

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Building limits and rental rules, side by side

These two sets of rules determine what you can build and what income you can expect. Read both before you commit to a design or a rental strategy.

Building Limits

  • Max Size:1000 sq ft
  • Detached Allowed?Yes

Rental Rules

Short-term rental rules vary — confirm with Destin Planning.

Florida SB-48 (2026 update): Under Florida's statewide ADU law, most single-family homeowners have the right to build an ADU by-right. Local municipalities cannot impose size limits below 1,000 sq ft or require owner-occupancy as a condition of building. If you believe a local denial violates SB-48, consult a Florida land-use attorney. See the full Florida ADU laws guide →

Here's exactly what you'll pay — and how to avoid the fees that catch most homeowners off guard

Most homeowners spend 3–4 weeks piecing this together on their own. We've mapped the full Destin permit process step by step — so you know exactly what's coming, and what to prepare.

1

Step 1: Pre-Application Zoning Check

Where:
Destin Planning Department
What to bring:
Property address and parcel ID, preliminary site sketch, lot survey
Timeline:
No appointment fee — call ahead to confirm office hours
Cost:
No fee for initial inquiry
2

Step 2: Submit Permit Application

Where:
Destin Planning Department — contact for portal link
What to bring:
Architectural plans, site plan, boundary survey, energy compliance docs
Timeline:
Contact planning to confirm current review timelines
Cost:
Contact planning for current fee schedule
3

Step 3: Plan Review & Revisions

Where:
Destin Planning Department
What to bring:
Responses to any correction letters; revised drawings if required
Timeline:
Plan for one or more review cycles — timeline varies by submission completeness
Cost:
No additional fee for standard resubmittal
4

Step 4: Construction & Inspections

Where:
Destin Building Department
What to bring:
Approved permit set must be on-site at all times during construction
Timeline:
Schedule inspections as each phase of work is completed
Cost:
Included in permit fee

Find out what ADU you can build in your backyard

— and get a free Destin ADU guide for your area.

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Aerial view of a Florida residential neighborhood — properties where homeowners are adding ADUs

Destin neighborhoods where ADU permits are being filed — is your street next?

Destin ADU — Frequently Asked Questions

These are the questions we hear most often from Destin homeowners. If yours isn't here, our ADU Zoning Experts can answer it directly.

Can I build an ADU in Destin, Florida?

ADUs are generally permitted in eligible residential zones in Destin under Florida SB-48. Use our address checker to confirm your parcel eligibility.

What is the maximum ADU size in Destin?

The maximum ADU size in Destin is 1000 sq ft.

Do I need to be an owner-occupant to build an ADU in Destin?

Contact Destin Planning to confirm current owner-occupancy requirements.

Can I use my Destin ADU as an Airbnb?

Contact Destin Planning to confirm current short-term rental rules for ADUs.

How do I get an ADU permit in Destin?

Contact the Destin Building or Planning Department to begin the ADU permit process.

Find out what ADU you can build in your backyard

— and get a free Destin ADU guide for your area.

Free report · No commitment · 60 seconds

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This page provides general information based on current ordinances and publicly available data as of 2026. Zoning rules change — verify all requirements with your local planning department before making financial commitments.